Fraud and AML in silos
Two toolsets, two teams, duplicated screening — and blind spots in the gaps between them.
ThinkGuardReal-time fraud & AML defense.For risk & compliance leaders
One platform. Two lines of defense.
Fraud scoring stops the payment in real time. AML intelligence works the long game. They share one canonical record — so nothing a transaction reveals is ever lost between them.
Speed versus scrutiny
Real-time checks stay shallow to hit latency; deep checks arrive too late to stop the payment.
Decisions you can't defend
When the regulator asks why, a black-box score has no answer. Every decision needs its evidence.
How it works
The whole flow, on one page.
Real-time authorization
Decides before the payment clears
Screen
sanctions · PEP · watchlist
Score
risk 0–100 from policy rules
Decide
allow · step-up · hold · block
Authorize
answer returned in <100ms
Every decision, feature, and reason code is preserved.
→
The shared record
One canonical event, not a bare score
- The risk score and action taken
- Sanctions and PEP screening hits
- Matched typologies and features
- Reason codes for every signal
Batch picks up exactly where real-time left off
Post-transaction intelligence
Finds what only time reveals
✓ Graph analysis
starts from the preserved record
Drift detection
behavior vs. 30/90-day baselines
Daily re-screening
sanctions & PEP watchlists refreshed
Case → SAR
correlated, escalated, and filed
Investigators see the evidence, not a black box.
↩ Cleared now, flagged later? Batch analytics reopen the case — and every pass tunes the policy.
What it means for your leadership team
Every seat at the table gets a different win.
CIO / CTO
Bank-grade, modular architecture
- — Clean split of real-time vs. async, deployable by domain
- — Container-friendly services, no black-box lock-in
Head of Compliance
Defensible by design
- — Sanctions blocking and SAR/CTR workflows built in
- — Immutable case history and traceable decisions
Fraud / AML Operations
Faster, better-informed calls
- — Enrichment context on every alert
- — One unified case workflow across both stacks
COO
Operations you can see
- — Live TPS, latency, and queue-lag metrics
- — Service health and SLA visibility end to end
The impact
One platform, measured across the business.
Fraud losses
Real-time scoring and blocking stop losses before authorization.
False positives
Enrichment and domain decision engines cut needless declines and alerts.
Case resolution
Unified workflows, auto-linked entities, and pre-computed evidence.
SLA & audit posture
Queue prioritization, traceable decisions, and immutable history.
Where this stands
Deploy AML and fraud defense — together, or one stack at a time.
Start with the risk that hurts most today and add the other when you're ready. Either way you run one gateway, one case manager, and one audit trail — with every customer-facing decision explainable from day one.